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A fixed-rate mortgage ensures that your monthly payment remains the same throughout your loan term. We offer 10, 15 and a traditional 30-year term. Fixed-rate mortgages are ideal for those who plan to stay in their house long-term, allowing a consistent payment over the term of the loan. Get the right type of mortgage for you. Picking the right mortgage type for your home loan is a big decision - and we’re here to help. Please give us a call at (702) 293-7777 to speak with a BDCU Home Loan Specialist who can answer your questions and guide you toward the perfect loan.
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The mortgage loan application process:
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Refinance.Already in the home you love but don’t love the payment? Let us review your rate and term and see if we can save you some money on your monthly payments. When you refinance your higher-rate mortgage loan with BDCU, you could reduce your monthly payments and free up cash. Mortgage FAQsCan I pay off my loan quicker than the payment schedule?Yes. At BDCU, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Nationwide Mortgage Licensing System Organization Number 372241. |