Boulder Dam Credit Union

Serving Members Since 1940

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WHAT MAKES THE CREDIT UNION DIFFERENT?

Ownership and control of your Credit Union rests with the members.

An Annual Meeting of the membership is held and the financial condition of the organization is reviewed along with current policies and future plans.  Each member over 16 years of age has a vote and voice in the election of the Board of Directors who oversee the direction of your Credit Union.  The Board of Directors sets all operating policies, declares dividends, and governs your Credit Union's business.  The Board hires a Manager who is responsible for the day-to-day operation of your Credit Union.

Where else do you have a voice in the direction of an organization plus the opportunity to meet and know the people with the responsibility of running that organization?  No where else, but at your Credit Union.

Your Board of Directors appoints the members of two committees key to the operation of your Credit Union.

The first is the Loan Committee which is charged with the responsibility of reviewing all loan applications that cannot be approved directly by a loan officer.  Only the Loan Committee has the authority to deny a member's loan request.

The second key committee appointed by the Board of Directors is the Supervisory Committee.  The members of this committee are charged with the task of assuring that all matter of business conducted by the Credit Union is done within the confines of federal and state law, Board policy, and standard business and accounting procedures.  The Supervisory Committee hires an outside accounting firm to conduct a complete audit of your Credit Union's records and financial practices.  This Committee also conducts periodic audits reporting its findings to the Board and your Credit Union's regulatory agency.

   
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